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Interest Rates

Q2 2016: Des Moines Metro Housing Snapshot

By Kalen | Published July 27, 2016

Home sales in the Des Moines Metro are on track to break records this year as local REALTORS belonging to DMAAR have reported a total of 4,524 single-family homes sold as of July 1, 2016. Of those, 719 or 16 percent, are new-construction homes. Inventories of RESIDENTIAL REAL ESTATE are at an all time low, both locally and nationally. Today, the Des Moines-area has 2,150 single-family homes on the market–A 2.8 MONTHS SUPPLY–compared to 2,418 at the end of June last year. The inventory of new construction, includes 644 single-family homes on the market, which is up by 44 homes over a year-over-year basis. One may think that with the low inventory that buyers have to choose from, this would […]

Also posted in Housing Statistics, New Construction | 1 Comment

The Importance of Interest Rates for Home Buyers and Sellers

By Kalen | Published October 27, 2014

Interest rates are always an important topic to my buyers and sellers. Today is an amazing time to lock into an interest rate, as rates are again at historically low levels. In 2014, we have seen rates slightly rise to around 4.25 percent, and then recently keep dropping again to very low levels. A 30-year fixed rate starts at 3.75 percent, and a 15-year rate starts at 2.875 percent. Talking to a local lender, Bryan Rowland at State Savings Bank, he mentioned that the recent fear of a weakening global economy as well as the Ebola and ISIS scares has more people moving more money into U.S. Treasury market. Increasing demand for U.S. Treasuries decreases mortgage interest rates. Most would not […]

Also posted in New Construction | Leave a comment

Customer Testimonials

Kalen Ludwig sold our old home last year and helped us find and buy our forever home. She was so attentive and detailed-oriented through the entire process, hand-holding us through every step. I think what makes Kalen unique is that she consistently fights for the best interests of her clients, gives them excellent advice, and maintains a cool and calm demeanor though very tough negotiations. I loved working with Kalen and always recommend her to all my family and friends who are thinking about selling and/or buying a home!"
Anisha and Brad C.

Kalen was our realtor this past July to help my wife and I find our first home. She did an exceptional job meeting our needs. We explored every option from building to buying new, and fixer uppers. She made the transition into the new home seamless and cannot thank her enough for all her hard work. I would highly recommend Kalen to anyone looking at changing their housing situation. She is very knowledgeable about all areas of real estate. Thanks again Kalen! "
Addison Z.

We had a great experience working with Kalen. She kept the line of communication open throughout the whole process of looking for a house, selling our house, and even since moving into our new house. She will treat you with respect and she has a genuinely great personality. I would recommend her to anyone looking for a realtor. She is not just out to make money, but rather, makes your best interest her top priority."
Justin and Sara W.

I want to thank you for all your help in selling our home. One thing I appreciated the most was you always returned our phone calls. I felt like you had our interest at heart. When there was a few mix-ups on our moving day you were right on it and fixed the problem. Richard and I enjoyed working with you, and you know we love to move so I am sure you will be there for us in the future...Again Thank You for all your hard work."
Bridget L.